Preeti Kapoor

  Pharma is Back! Here's the Easiest Way to Invest in India's Healthcare Boom The healthcare sector is once again emerging as one of the strongest pockets in the Indian stock market . With pharmaceutical companies, hospitals, and healthcare service providers showing strong momentum, many investors are looking for ways to benefit from this growing trend. The good news? You don't have to pick individual stocks. Invest in the Entire Healthcare Theme A Nifty Healthcare ETF lets you invest in up to 20 leading healthcare companies through a single investment. These passive ETFs track the Nifty Healthcare Index , giving you diversified exposure to India's healthcare sector at a relatively low cost. Popular Nifty Healthcare ETFs ICICI Prudential Nifty Healthcare ETF Aditya Birla Sun Life Nifty Healthcare ETF Axis Nifty Healthcare ETF DSP Nifty Healthcare ETF Top Holdings These ETFs typically include market leaders such as: Sun Pharmaceutical Industries A...

  How to Create a Personal Budget for Monthly Expenses Creating a monthly budget is one of the easiest ways to take control of your finances. It helps you understand where your money goes and ensures you're saving for the future. Step 1: Calculate Your Monthly Income Start by adding up all your income. Example: Salary: ₹45,000 Freelance Income: ₹5,000 Total Income = ₹50,000 Step 2: List Your Monthly Expenses Write down all your regular expenses. Example: Rent: ₹12,000 Groceries: ₹6,000 Electricity & Internet: ₹2,000 Fuel: ₹3,000 Entertainment: ₹2,000 Total Expenses = ₹25,000 Step 3: Save Before You Spend Set aside money for your future first. Example: SIP Investment: ₹5,000 Emergency Fund: ₹5,000 Total Savings = ₹10,000 Step 4: Follow the 50-30-20 Rule If your monthly income is ₹50,000 : Needs (50%) – ₹25,000 Wants (30%) – ₹15,000 Savings (20%) – ₹10,000 Step 5: Review Every Month Check your spending at the end of the month. If you spent more on dining out or shopping than p...

  How to Open a Zero-Balance Savings Account Online in India (2026) Opening a bank account has become much easier than before. You no longer need to stand in long queues or worry about maintaining a minimum balance. Today, many banks let you open a zero-balance savings account online in just a few minutes. Whether you're a student, starting your first job, or simply looking for a hassle-free bank account, this guide will help you get started. What Is a Zero-Balance Savings Account? A zero-balance savings account is exactly what it sounds like—you don't have to keep a minimum balance in your account. You can still enjoy all the basic banking services, such as: UPI payments Internet and mobile banking ATM withdrawals Debit card Interest on your savings Documents You'll Need Keep these documents ready before you begin: Aadhaar Card PAN Card Aadhaar-linked mobile number Email ID Some banks may also ask for a quick Video KYC to verify your identity. Which Bank Should You Choose...