Preeti Kapoor

  Roopa Screen IPO – My Simple Take After Reading the RHP I went through the RHP of Roopa Screen Ltd. and here’s what I understood in simple words. The company makes Nickel Rotary Screens , mainly used in textile printing. Business is growing: Revenue went from ₹35.7 Cr → ₹50.7 Cr in 2 years, while profit increased from ₹1.5 Cr → ₹6.5 Cr . The company is also running at around 96% capacity utilisation , so expansion is clearly important. Where will the IPO money go? • ₹9.9 Cr → New manufacturing facility • ₹6 Cr → Working capital Valuation: At ₹60–64 IPO price, the valuation looks relatively moderate based on FY26 earnings. But the real question is whether the company can maintain this growth after expansion. Promoter & legal check: The RHP does not report outstanding criminal proceedings against the company or promoters. However, there is a ₹33.38 lakh GST matter and some other small legal/tax matters disclosed in the RHP. What I would watch: Capacity ...

  Moneyview IPO  — I went through the RHP. Here’s my simple view. Moneyview is not just a loan app. It is a digital lending platform , with personal loans as its main business. Growth looks strong • Revenue: ₹2,339 Cr → ₹3,351 Cr • Loan disbursals: ₹17,621 Cr → ₹23,099 Cr • FY26 reported profit: ₹243 Cr  One important point — ₹160 Cr CEO incentive FY26 profit was impacted by a one-time ₹160 Cr incentive paid to CEO Puneet Agarwal . This was a performance/long-term value-linked incentive and was recognised as an expense in FY26. So, on a simplified basis: ₹243 Cr reported profit + ₹160 Cr one-time expense = ~₹403 Cr adjusted profit This makes the valuation look different. But the important question is: Will such a large payout recur in the future, and was it justified by the value created?  Valuation at ₹34 • Market Cap: ~₹5,985 Cr • Reported P/E: ~21.7x • P/B: ~2.3x • Adjusted P/E: ~15x The valuation doesn't look extremely expensive on ...

 What Drives the Growth of the FMCG Sector?                                          Why do some years see strong FMCG growth while others are slower? It all comes down to a few key factors. Here are the biggest growth drivers: 🌾 Rural Demand: Higher farm income and government spending increase consumption. 💼 Rising Disposable Income: As people's incomes grow, they spend more on branded and premium products. 🏙️ Urbanization: Growing cities and changing lifestyles boost demand for convenience products. 🛒 Distribution & E-commerce: Better retail networks and online shopping help companies reach more customers. 📦 Innovation: New product launches and premium offerings keep consumers engaged and drive repeat purchases. 💡 Investor Insight: When evaluating an FMCG company, don't just look at its financials. Also track the industry's growth drivers, because a strong business p...

   How Do FMCG Companies Make Money? At first glance, it may seem that FMCG companies grow simply by selling more products. But that's only part of the story. The real winners are companies that build strong brands , reach customers efficiently, and create products people keep coming back to. Here's how they grow: 📦 Volume Growth: Selling more products to more customers. 💰 Price Growth: Increasing prices without losing customer trust. ⭐ Premiumization: Launching better-quality products that customers are willing to pay more for. 🚚 Distribution: Making products available across cities, towns, and villages. Take a moment to think about it—how often do you buy the same toothpaste, shampoo, or biscuits without considering another brand? That's the power of a strong FMCG business. 💡 Investor Insight: The next time you look at an FMCG company's results, don't stop at the revenue number. Ask yourself: Is the company selling more products? Is it earning more because...

  🛒 FMCG: The Industry Behind India's Everyday Essentials Before analyzing FMCG stocks, let's first understand the sector. FMCG (Fast-Moving Consumer Goods) includes products we use every day—soap, toothpaste, biscuits, tea, shampoo, and packaged foods. Here are a few facts every investor should know: 📌 FMCG is India's 4th largest industry . 📌 Household & Personal Care contributes around 50% of total FMCG sales. 📌 The sector is driven by strong brands, rising incomes, rural demand, and changing consumer lifestyles . 📌 Demand for essential products remains relatively resilient, making FMCG one of the most stable sectors in the market. 💡 Investor Insight: A great company starts with a great industry. Before studying an FMCG stock, understand the sector's growth drivers and risks.