Preeti Kapoor

  BANK OF BARODA Bank of Baroda reported a steady operating performance. A healthy growth rate. Business growth was strong with loans growing 6% Q-o-Q. Asset quality improved sharply with GNPA and NNPA ratios falling NIM fell 5 bps q-o-q to 3.08%. FIIs holding increased from 7.37 to 9.14 in Q4 and  DIIs holding increased from 14.65 to 15.08. Risk reward looks attractive and valuation is inexpensive. The potential upside of 28% 

                                                                             Bank of Baroda                                             Bank of Baroda-  Started reporting improved asset quality                                                  Bank of Baroda About Bank Bank of Baroda is a leading public sector bank, which was started on July 20, 1908. Services offered by the bank includes: Retail banking=It offers products and services such as deposits, loans, credit cards, Demat services. Rural and Agri banking=It offers deposits, agricultural loans, locker services, etc. to rural customers and agricultural sector. Corporate banking= It provides finance, foreign currency loans, working capital finance, treasury products, etc. to the corporate sector. After its merger with Vijaya Bank & Dena Bank, the bank is expected to report better numbers in coming years. Financials Its return on assets is going up by 60-70 bps. Good numbers are expected for the first quarter of 2021-22. Net I