How to Open a Zero-Balance Savings Account Online in India (2026)
How to Open a Zero-Balance Savings Account Online in India (2026) Opening a bank account has become much easier than before. You no longer need to stand in long queues or worry about maintaining a minimum balance. Today, many banks let you open a zero-balance savings account online in just a few minutes. Whether you're a student, starting your first job, or simply looking for a hassle-free bank account, this guide will help you get started. What Is a Zero-Balance Savings Account? A zero-balance savings account is exactly what it sounds like—you don't have to keep a minimum balance in your account. You can still enjoy all the basic banking services, such as: UPI payments Internet and mobile banking ATM withdrawals Debit card Interest on your savings Documents You'll Need Keep these documents ready before you begin: Aadhaar Card PAN Card Aadhaar-linked mobile number Email ID Some banks may also ask for a quick Video KYC to verify your identity. Which Bank Should You Choose...