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Showing posts from July, 2021

Dividend Yields - 10%

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                                                      Dividend Yield                                                         A dividend  acts as a cushion for the stock price. Dividend Yield Stocks  Dividend yield stocks provide stable growth in the long run and passive income as well. Investors who are comfortable with high risk and volatility are now turning towards high dividend yield stocks.  Stocks with high  Dividend Yield Indian Oil Corporation - Dividend yield of 10.4%. The brokerage expects the dividend payout to be strong. Coal India - With a dividend yield of 7.5%. It is attractively valued. Hindustan Zinc - Stock comes out with an attractive dividend yield of over 6%. Power Grid - The current dividend yield of the stock is 5.7% ITC - Expects to deliver 5-6% dividend over next 2 years. Oil India - PSU stock comes with a dividend of 5.7% In this blog we discussed about " Dividend Yields "

Bank of Baroda

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                                                                             Bank of Baroda                                             Bank of Baroda-  Started reporting improved asset quality                                                  Bank of Baroda About Bank Bank of Baroda is a leading public sector bank, which was started on July 20, 1908. Services offered by the bank includes: Retail banking=It offers products and services such as deposits, loans, credit cards, Demat services. Rural and Agri banking=It offers deposits, agricultural loans, locker services, etc. to rural customers and agricultural sector. Corporate banking= It provides finance, foreign currency loans, working capital finance, treasury products, etc. to the corporate sector. After its merger with Vijaya Bank & Dena Bank, the bank is expected to report better numbers in coming years. Financials Its return on assets is going up by 60-70 bps. Good numbers are expected for the first quarter of 2021-22. Net I

Why Is Technical Analysis Important? (Hindi Blog)

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                       टेक्निकल एनालिसिस  क्यों महत्वपूर्ण है!!           भविष्य में कीमतों का सटीक पूर्वानुमान लगाना एक मुश्किल काम है | टेक्निकल एनालिसिस इसे सिंपल बना बना देता है | टेक्निकल एनालिसिस एक एनालिसिस है जिससे हम कीमतों की दिशा को प्रिडिक्ट करते हैं | पास्ट पैटर्न को स्टडी करना और और भविष्य को प्रिडिक्ट करने के लिए इन पैटर्न का उपयोग करना ही टेक्निकल एनालिसिस कहलाता है | टेक्निकल एनालिसिस की इस कला को माहिर करना निश्चित रूप से आपके रिटर्नस को बढ़ाता है और आपको सिली इन्वेस्टमेंट मिस्टेक करने से रोकता है | सिंपल शब्दों में टेक्निकल एनालिसिस का अर्थ है कैंडल स्टिक पेटर्न्स,चार्ट, डिमांड और सप्लाई जैसे संकेतों का अध्ययन करना | शेयर बाजार मैं सटीक भविष्यवाणी करना मुश्किल काम है लेकिन टेक्निकल एनालिसिस की मदद से यह भविष्यवाणी करना आसान हो जाता है|  स्कोपऑफ टेक्निकल एनालिसिस    टेक्निकल एनालिसिस आमतौर पर इक्विटी ट्रेडर्स, कॉमेडीटी ट्रेडर्स, फॉरेस्ट ट्रेडर्स द्वारा यूज़ किया जाता है | वह यह एनालिसिस यूज करते हैं शॉर्ट टर्म एंड लोंग टर्म मार्केट को प्रिडिक्ट करने के लिए | टेक्निकल

How to choose the best Credit Card

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                                           Best Credit Card How to choose the best Credit Card -Picking a credit card that suits your pocket   How to choose the best Credit Card Introduction Credit cards is a convenient and popular mode to make payments for good and services. Moreover its trend is increasing day by day. But you should choose a best credit card as it can built or destroy your credit history. It may difficult to pick best credit card from number of available options. As almost all the banks offer several cards with different features and benefits. This blog helps you to select the right credit card.   Features of a Credit Card Welcome Gift=Banks offers bonus points, discounts and vouchers to the new credit card applicants. Rewards= Credit cards generally have reward program on every transaction made for using cards by cardholders. Cashback Benefits=Many credit cards offer cash back benefits to the customers. Airport Lounge Access=Credit cards offer airp

Cryptocurrency

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                                              Cryptocurrency                  Cryptocurrency -Digital money appealing to many investors What is cryptocurrency Cryptocurrency has become popular in last decade. Cryptocurrency is a kind of digital currency. Cryptocurrency is electronic only and does not have a physical form. Cryptocurrency ensures secure online payments. It works on peer to peer network of computers across the world. There is no regulatory body, government controlling these Cryptocurrency. Just as stock market investors buy securities as they believe the company will grow and share price will increase, same happens with crypto investors when they buy a cryptocurrencies.   Why are cryptocurrency so popular? People sees it as the currency of future and are buying them. Technology behind cryptocurrency, decentralized process and recording system make the system more secure. How it works? Cryptocurren

The Lowest Interest Rates on Home Loan

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                                          The Lowest Interest Rates on Home Loan   The Lowest Interest Rates on Home Loan -15 Banks offers the lowest interest rate for a home loan under Rs30 Lakh The Lowest Interest Rates on Home Loan Introduction If you are planning to take a home loan under Rs30 lakh, in the near future, Have necessary margin funds, a credit score over 750, Adequate repayment capacity, This is indeed a great time to realise your home-buying dreams. Repo Rate Banks have reduced their floating rate on home loan interest rate following the RBI decision to slash the repo rate from 6.50% to 4.00% in May 2020. Most banks have benchmarked their home loans to RBI’s repo rate after the central bank directed all the banks to link their home loans to an external benchmark in October 2019 to enable quick transfer of any rate-cut benefits to the borrowers. So loans become cheaper in a competitive lending environment. List There are currently at least 15 banks that are offering

क्या है टेक्निकल एनालिसिस?

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  टेक्निकल एनालिसिस के बारे में                               टेक्निकल एनालिसिस के बारे में भविष्य में कीमतों का सटीक पूर्वानुमान लगाना एक मुश्किल काम है | टेक्निकल एनालिसिस इसे सिंपल बना देता है | टेक्निकल एनालिसिस एक एनालिसिस है जिससे हम कीमतों की दिशा को प्रिडिक्ट करते हैं | पास्ट पैटर्न को स्टडी करना और और भविष्य को प्रिडिक्ट करने के लिए इन पैटर्न का उपयोग करना ही टेक्निकल एनालिसिस कहलाता है | टेक्निकल एनालिसिस की इस कला को माहिर करना निश्चित रूप से आपके रिटर्नस को बढ़ाता है और आपको सिली इन्वेस्टमेंट मिस्टेक करने से रोकता है | सिंपल शब्दों में टेक्निकल एनालिसिस का अर्थ है कैंडल स्टिक पेटर्न्स,चार्ट, डिमांड और सप्लाई जैसे संकेतों का अध्ययन करना | शेयर बाजार मैं सटीक भविष्यवाणी करना मुश्किल काम है लेकिन टेक्निकल एनालिसिस की मदद से यह भविष्यवाणी करना आसान हो जाता है|  स्कोपऑफ टेक्निकल एनालिसिस    टेक्निकल एनालिसिस आमतौर पर इक्विटी ट्रेडर्स, कॉमेडीटी ट्रेडर्स, फॉरेस्ट ट्रेडर्स द्वारा यूज़ किया जाता है | वह यह एनालिसिस यूज करते हैं शॉर्ट टर्म एंड लोंग टर्म मार्केट को प्रिडिक्ट करने के ल

DA Announcement

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                                  DA Hike for Central Government Employees   DA Hike for Central Government Employees- 7 th Pay Commission DA Hike News Dearness Allowance A big good news for central government employees is here in terms of the Dearness Allowance. According to the latest development, a big decision is taken on DA. DA has been increased from 17 to 28 percent Relief The government has approved to increase the Dearness Allowance to Central Government employees. And Dearness relief to pensioners with effect from 01.07.2021 to 28%. An increase of 11% over existing rate of 17% of Basic Pay/Pension In this blog I have discussed about " DA Announcement "

KOTAK GLOBAL INNOVATION FUND OF FUND

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  KOTAK GLOBAL INNOVATION FUND OF FUND  KOTAK GLOBAL INNOVATION FUND OF FUND-In this blog we will discuss about  KOTAK GLOBAL INNOVATION FUND   KOTAK GLOBAL INNOVATION FUND OF FUND Invest in global innovators like Amazon, Google, Facebook, Walt Disney, Netflix About Global Innovation Fund of Fund Kotak Mahindra AMC Ltd has launched a new fund offer for kotak Global Innovation Fund. The fund is open for subscription between July 8 and July 22, 2021 Investment Objective Product is suitable for investors who are looking for: Long-term capital growth Investment in units of Wellington Global Innovation Fund or any other similar overseas mutual fund scheme/ ETFs Top holdings in the portfolio of the underlying fund Kotak Global Innovation Fund will invest in units of Wellington Global Innovation Fund or any other similar fund schemes. The companies mention here are forming part of its portfolio. Fund performance with benchmark The fund has consistently outperformed the benchma

City Union Bank (CUB)

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City Union Bank City Union Bank-In this blog we will discuss the financials of city union bank City Union Bank Ltd. is one of the oldest commercial private sector banks. City Union Bank is an Indian Bank. Headquartered in Kumbakonam, Tamil Nadu. It is incorporated on 31 October 1904. CUB provides technical services such as net banking, mobile banking, self-service kiosks, bulk note acceptors, and point of sales. It caters to the different needs of customers, it offers savings, deposits, and loan products.  The main focus of the Bank - lending to MSME, Retail / Wholesale Trade with granular asset profile including providing short-term and long-term loans to the agricultural sector. Digital Banking Cheque clearing kiosk ASBA facility for IPO Chatbot facility Passbook printing kiosk Insurance, FD, RD facility online Online saving account Fast tag facility Internet banking, mobile banking Facts & Figures     Deposits - INR 44,537 CR    Net NPA - 2.97%    ATMs - 1,724     ADVANCES -  IN

Emergency Data Loan Facility

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  Emergency Data Loan Facility Emergency Data Loan Facility-Allow users to pay data pack and pay later. Emergency Data Loan Facility Introduction Reliance Jio, the telecom operator often brings exciting and useful facilities to its users. It offers affordable and low-cost plans to its customers.   The new plan help users to enjoy a high-speed data plan to the user. The plan is hustle-free without worrying to pay immediately.   It has come up with a new ‘emergency data plan’. This is a rescue plan for users who exhaust their high-speed data and are not able to recharge instantly.   With this plan, you can ‘Recharge now and Pay later. How can I apply for Jio Emergency Data Loan Facility? Follow the below steps to get emergency data loan pack ·         Open MyJio App ·         Go to the menu on the top left page ·         Select ‘Emergency Data Loan’ ·         Click “Proceed” on the emergency data loan banner ·         Select ‘Get Emergency Data’ option ·         Click ‘Activate Now’ to

NFO: Navi Nifty 50 Index Fund

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Navi Nifty 50 Index Fund NFO: Navi Nifty 50 Index Fund-An index fund with low charges NFO: Navi Nifty 50 Index Fund Introduction Navi Mutual Fund launches Navi Nifty 50 NFO. Navi Mutual Fund, part of Sachin Bansal’s BFSI Group, has announced the launch of the Navi Nifty 50 Index Fund.   NFO opens for subscription on July 3 closes on July 12. Aim 1.      The scheme aims to achieve a return equivalent to the Nifty 50 index by investing in        stocks of companies comprising the Nifty 50 Index 2.       2.    The fund will invest a minimum of 95% in equities and up to 5% in debt and money         market instruments   Charges Navi Nifty 50 Index fund expense ratio – 0.06% and 0.26% under the direct and regular plans, respectively. Amount Minimum