Preeti Kapoor

                         The National Pension Scheme is a good scheme in terms of retirement planning. It makes your coming years safe. To have a regular source of income after retirement is possible through NPS.  NPS was started in Jan 2004 for government employees. It was opened for all categories of people in 2008. Proper planning is most important if you want regular income even after retirement. One of the best schemes is the NPS. You have to start at the age of 21 years. Your monthly investment will be Rs. 4500 You have to invest for 39 years till the age of 60 years. The amount at maturity will be Rs. 2.59 crore if an average annual return of 10%. You will get a pension of Rs. 51,848 pm. The account can be opened with 1000 rupees Two types of account can be opened under NPS Tier-1 and Tier-2 Tier-1= It is a retirement account Tier-2= It is a voluntary account, in which any salaried person can start in...

            National Pension Scheme About NPS   The NPS is a pension cum investment scheme launched by the Government of India. Pension plans provide financial security and stability during old age. It is an attractive long-term saving avenue.  The scheme is regulated by Pension Fund Regulatory and Development Authority (PFRDA).  NPS is available to all citizens of India. NPS account opening Eligibility Any citizen of India between the age of 18 and 65 years can open an NPS account.  There are two ways to open an NPS account.      Online through eNPS website.      Offline by visiting POP-SP. It could be a bank or post office. A Permanent Retirement Account Number is issued to each NPS subscriber.  Online through E-NPS One can open an account online through https://enps.nsdl.com/eNPS/NationalPensionSystem.html. Offline In case of offline opening of an account, the person can go to the nearest P...