Preeti Kapoor

                                                 New Margin Rules                           SEBI's new margin trading rules for traders                                                   With the aim to introduce transparency in the stock market and to decrease speculative trading,  SEBI had introduced peak margin regulations last year. The final phase of the peak margin norms will come into effect from 1st September 2021. It would be compulsory for brokers to collect the 100 percent margin required for intraday positions. What is margin? Margin is the upfront trading amount collected by brokers as security to increase support. In simple words, the margin is money borrowed from a broker to purchase an investment SEBI's New Margin Trading Rule SEBI had come out with the norms regarding margin trading. The guidelines were not welcomed by the brokerage firms as they would pause intraday trading and turnover generated out of it. The rules are likely to come into effect in a phased m

                                                         CIBIL Score                                                                            Measures your creditworthiness                                                                                CIBIL  Credit Information Bureau  India Limited (CIBIL) It is a credit bureau or credit information company. Engaged in maintaining the records of all the credit-related activities of companies as well as individuals. CIBIL Score CIBIL Score is like your financial report card. It is like a rating given to us based on our credit histories such as borrowing and repayments. Banks or lending institutes use this score before approving any loan. Important things to know about CIBIL Score CIBIL Score comes in the range of 300 to 900. Anything above 700 is considered good for the approval of loans or credit cards. A higher score represents good credit history. It also shows your repayment behavior. Ways to improve your CIBIL Score Make timely a

         EPFO (Employee's Provident Fund Organisation)                                     Follow new rules to receive benefit s worth Rs 7 lakh The EPFO is the government body that is responsible for the pension scheme in India.  It is the world's largest Social Security Organisation in terms of clientele. In order to tackle challenges, the EPFO has taken measures and pushing online services. EPFO urging all PF subscribers to file an e-Nomination. EPFO has asked its member to file EPF nominations digitally to avail benefits worth Rs. 7 lakh. EPFO shared a demonstration video showing a step-by-step guide on how to do it. The family member of subscribers gets a family pension and insurance benefits in case of the untimely death of the member. It is an effort to extend its online services. The organization has been updating the KYC data. It helps subscribers to avail its services through online mode.

                                               Rule of 72                                    It figures out how long it takes your investment to double                                                                                 What is the Rule of 72? This is a quick way to calculate how long it will take to double your money if it is invested at a particular interest rate. It is all about the power of time. You take the interest rate you expect to earn and divide it into 72. Key Takeaways The rule of 72 is a simple way to calculate how long it will take an investment to double. It is a great mental math shortcut to estimate the effect of any growth rate Investors use this rule when planning for retirement, education, and long-term financial goals. Why Rule 72 Exists? How do you possibly predict how much money you could make from an investment? One way is to look at the interest rate on investments. The problem is that calculating compound interest can get a little complicated, es

  E-Rupi Cashless and contactless instrument  e-Rupi is a cashless and contactless instrument for digital payments. It is the latest government initiative to stop leakage in government welfare schemes. It ensures that the benefits reach those they are meant for. It is an electronic voucher-based digital payment system. It is delivered via QR code or SMS string-based voucher and does not require a card or net banking or app. The vouchers can be person or purpose-specific. Rupi does not require any physical interface for transactions. The is considered to be safe as it's prepaid.

                                          GST Registration                                                                                    Goods and Services Tax The Good and Services Tax (GST) applies to all manufacturers, service providers, and traders. The procedure is totally online. Turnover GST registration becomes mandatory when the aggregate value of supply exceeds Rs. 20 Lakhs. The Ministry of Finance (MoF) simplifies the GST registration procedure to ease the tax filing process. List of Required Documents PAN card  Aadhaar card Business address proof Bank account statement Canceled cheque Incorporation certificate Digital signature Director's ID proof, address proof, and photographs Letter of Authorisation Online GST Registration Fee In the case of the online registration process, no fee is levied. The applicant has to upload the documents, and he will get ARN- Application Reference Number through e-mail or SMS. Penalty If you don't pay tax or pay less amount than

    Rules of Investing Rules of Investing-Follow the investing rules   Rules of Investing   Investing   Investing is not simple. It needs time, efforts, patience, knowledge, attitude and skill. Putting your money in saving account won’t increase your wealth. Setting aside money and investing it wisely is a good way to continuously grow your income & reap the rewards. Investing is the process of buying assets that increase in value over time   Rules After years of saving, making investment a persistence habit can be difficult. People are unsure about their path is right, people are not confident about their choice. The following steps will help you to achieve their goals.             Begin small and keep learning.             Planning is important. Visualise the goal you save for             Buy right and hold tight.             Have realistic expectations Do not rearrange your financial life too often   Disclaimer: Investors should consul