Preeti Kapoor

P2P Scheme     P2P Scheme -A peer-to-peer (P2P) lending platform is an online aggregation platform for lenders and borrowers. P2P Scheme     An intro to P2P Scheme  Now, expand your horizon of investment and broaden your portfolio with new-age investment option that is Peer To Peer (P2P) Lending. It is taking the banking model and creating a favourable investing climate. It functions completely online without any hassle. P2P Scheme Peer to Peer (P2P) lending enables individuals to obtain loans directly from other individuals.  Peer to Peer lending websites connect borrowers directly to investors P2P lenders are individual investors. P2P borrowers seek a better rate than banks offer. Benefit of Scheme    This platform provides easy, flexible, and quick access to funds for borrowers. It provides funds to borrowers at cheaper rates than banks.  High rate of return to the lender as compared to bank FD. Who can Lend Any individual, with a valid bank account in India and PAN, can lend on th

    Loan in 59 Minutes Loan in 59 Minutes -Initiative simplifies the process of fundraising to individuals & MSMEs Introduction This scheme offers a user-friendly platform to ease finance to borrowers so that they can focus on business expansion and on other business operations.   Get a business loan from anywhere, anytime without visiting a branch bank is the aim of the scheme.   Right from business idea, to business growth there is a need of financial assistance to give a business boost. Getting a business loan in principle approval had never been so easy with this platform.   The platform has been designed to help business growth by fulfilling financial requirements in an easy way.   Aim      1.      To automate & digitalize the process of the loan.                        2.  Applicants can get loans ranging from Rs.1 Lakh to Rs.10 Crore                        3.   Approvals are sent within 59 minutes   MSME Loans This sector plays an importan

  Bajaj Finserv EMI Card   Bajaj Finserv EMI Card -It helps you to convert all your purchases into easy EMIs                                                             Bajaj Finserv EMI Card About Bajaj Finserv 1.      Bajaj Finserv Limited, is a part of Bajaj Holdings & Investments limited 2.     It is an Indian financial services company limited. 3.      It’s focus is on lending, asset management, wealth management & insurance.   About Bajaj Finserv No Cost EMI Network Card This facility helps you convert the cost of your purchase into interest-free EMIs with no additional fee.   It makes your transaction easy.   With smaller and easily payable EMIs.   Bajaj Finserv No Cost EMI Network Card 1.       The Bajaj Finserv EMI Network Card helps you convert your purchases into EMIs. 2.      You can use the EMI card on the EMI store to shop online 3.      You can get benefits like no cost EMIs, zero down payment & free home delivery.            

                           Step Up Credit Card Step Up Credit Card-Issued by SBM Bank (India) Ltd, in association with Paisabazaar                                           Step Up Credit Card About Step Up Credit Card 1. Issued by SBM Bank (India) Ltd, in association with Paisabazaar 2. A secured card against a fixed deposit opened at the time of card application. 3. Step up credit card can shield you from a bad credit score and improve your credit score. 4. Best for those who wish to own a credit card but unable to qualify for the same. Step Up Credit Card Features 1. Joining Fee- low joining fee of Rs. 500, excluding taxes 2. Annual Fee - From 2 nd year a fee of Rs. 250 is charged, excluding taxes 3. Interest on Fixed deposit – Higher interest rate of 6.5% on your fixed deposit. 4. Interest Free Period – Interest free grace period range from 20 to 50 days 5. Credit limit - The credit limit for your Step Up card will be 83% of your fixed deposit amount. Fixed deposit plan worth a. Rs

                                               ICICI Prudential Flexicap Fund ICICI Prudential Flexicap Fund is based on in house market cap model About Flexicap Fund 1.      A Flexicap Fund has the flexibility to move across large, mid, and small caps basic valuations. 2.      Flexicap acts as a good compounder over the long term. 3.      Low potential risks. About ICICI Prudential Flexicap Fund Scheme Highlights Top-Down Approach Mainly used to identify opportunities in the large-cap space and focus on factors such as:- 1.      Economic indicators 2.      Policy response 3.      Growth 4.      Inflation 5.      Global macros, 6.      Future earning potential 7.      Future project pipeline                               Bottom-Up Approach Mainly used to identify opportunities in the mid & small-cap space and focus on factors such as:- 1.      Growth outlook 2.      Opportunity size 3.      Management track record 4.      Historical return ra

  Your EMI for a Loan -This blog is about EMI for a home loan.                                                                  Your EMI for a Loan  What is Home Loan EMI? 1.       Home Loan EMI is the amount that is paid to the lender for the purpose of repayment of the borrowed loan to finance your home. 2.       At the time of availing a home loan, EMI is calculated by your lending institution based on the borrowed amount, sanctioned rate of interest and loan tenure. How is a Home Loan EMI calculated? 1.       Home loan EMI is calculated by banks on the basis of principal, interest to be paid and tenure. 2.       In the initial years of the loan, a major portion of the EMI comprises of interest payable since the principal amount is large. 3.       As the loan matures, the interest component decreases while the principal component gradually increases.   Your EMI for a Loan of Rs.1 lakh Tenure 5 Years 10 Years 15 Years