Preeti Kapoor

                                                 New Margin Rules                           SEBI's new margin trading rules for traders                                                   With the aim to introduce transparency in the stock market and to decrease speculative trading,  SEBI had introduced peak margin regulations last year. The final phase of the peak margin norms will come into effect from 1st September 2021. It would be compulsory for brokers to collect the 100 percent margin required for intraday positions. What is margin? Margin is the upfront trading amount collected by brokers as security to incr...

                                                         CIBIL Score                                                                            Measures your creditworthiness                                                                                CIBIL  Credit Information Bureau  India Limited (CIBIL) It is a credit bureau or credit information company...

         EPFO (Employee's Provident Fund Organisation)                                     Follow new rules to receive benefit s worth Rs 7 lakh The EPFO is the government body that is responsible for the pension scheme in India.  It is the world's largest Social Security Organisation in terms of clientele. In order to tackle challenges, the EPFO has taken measures and pushing online services. EPFO urging all PF subscribers to file an e-Nomination. EPFO has asked its member to file EPF nominations digitally to avail benefits worth Rs. 7 lakh. EPFO shared a demonstration video showing a step-by-step guide on how to do it. The family member of subscribers gets a family pension and insurance benefits in case of the untimely death of the member. It is an effort to extend its online services. The organization has been updating the KYC data. It helps subs...

                                               Rule of 72                                    It figures out how long it takes your investment to double                                                                                 What is the Rule of 72? This is a quick way to calculate how long it will take to double your money if it is invested at a particular interest rate. It is all about the power of time. You take the interest rate you expect to earn and divide it into 72. ...

  E-Rupi Cashless and contactless instrument  e-Rupi is a cashless and contactless instrument for digital payments. It is the latest government initiative to stop leakage in government welfare schemes. It ensures that the benefits reach those they are meant for. It is an electronic voucher-based digital payment system. It is delivered via QR code or SMS string-based voucher and does not require a card or net banking or app. The vouchers can be person or purpose-specific. Rupi does not require any physical interface for transactions. The is considered to be safe as it's prepaid.

                                          GST Registration                                                                                    Goods and Services Tax The Good and Services Tax (GST) applies to all manufacturers, service providers, and traders. The procedure is totally online. Turnover GST registration becomes mandatory when the aggregate value of supply exceeds Rs. 20 Lakhs. The Ministry of Finance (MoF) simplifies the GST registration procedure to ease the tax filing process. List of Required Documents PAN card  Aadhaar card Business address proof Bank account statement Canceled cheque Incorporation certificate Digita...

    Rules of Investing Rules of Investing-Follow the investing rules   Rules of Investing   Investing   Investing is not simple. It needs time, efforts, patience, knowledge, attitude and skill. Putting your money in saving account won’t increase your wealth. Setting aside money and investing it wisely is a good way to continuously grow your income & reap the rewards. Investing is the process of buying assets that increase in value over time   Rules After years of saving, making investment a persistence habit can be difficult. People are unsure about their path is right, people are not confident about their choice. The following steps will help you to achieve their goals.             Begin small and keep learning.             Planning is important. Visualise the goal you save for      ...

    Rebalance Your Portfolio Regular maintenance for your investments     Rebalancing   Rebalancing means your portfolio matches your risk tolerance and returns It is part of long-term passive investment strategy.   Why Rebalancing? If you are long term investor, you need to rebalance your portfolio on a periodic basis. Balancing portfolio means maintaining your desired level of risk over time. Balancing ensures that you have a mix of stocks and bonds according to your risk tolerance and investment goals.   When to Rebalance Your Portfolio? When there is a change in asset prices to maintain asset allocation at desired levels. To ensure preservation of wealth when you are close to your investment goals. When markets are overvalued or undervalued. Rebalancing due to market correction. Disclaimer: Investors should consult their financial advisers if in doubt about whether the product is suitable for them In this b...

                                                                        Best Tax Saving Options How to Save Taxes-Tax Saving investments are important as they offer a tax deduction About Tax Saving Tax saving season starts in April. Smart investors should look for tax free income. One should start investing in the early quarters of the financial year to plan sensibly. While selecting the right tax-saving investment plans one should look for safety, returns, and liquidity. Tax saving investment plan work under the parameters of sec 80C of Income Tax Act. Best Tax Saving Options for Salaried Class      The best tax saving options are       PPF       EPF      ELSS    Tax Saving FDs       ...

            e-Rupi Digital Payment System to Be Launched Today Cashless and a contactless instrument for digital payment Launch   Prime Minister Narendra Modi will launch e-Rupi a digital payment solution that is person and purpose-specific.   What is e-Rupi? 1.      It is a cashless and contactless  instrument for digital payment 2.      It is developed by National Payments Corporation of India 3.      It ensures timely payment without involvement of intermediary 4.      It connects sponsors of the services with beneficiaries & service provider in a digital manner with physical interface   Working It is a QR code or SMS string-based e-voucher that is delivered to the mobile of the beneficiaries. The users of this one-time payment mechanism will be able to redeem the voucher without a card, digital payment app, or internet banking access, at the serv...