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How to Invest in Stocks?

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 How to Invest in Stocks? Stock investing if done properly is the most effective way to build long-term wealth. The steps are as follows: 1. Decide your investing approach       Determine your investing approach as the first step in investment.  There are different ways to invest      in the stock market. Some invest in individual stocks other invest in index funds. 2. Decide how much you will invest in stocks     A stock market is a place where you invest money in the long term. While there is uncertainty in stock prices in the short term. There is a quick rule of thumb that can help you in asset allocation. Take your age to subtract it from 110. This is the approx percentage you should invest in the stock market.      3. Open an investment account       To buy and sell shares you need to have an investment account. To do this you should have Demat and Trading account. You can open your Demat and Trading account by clicking the below link: ✔️ https://upstox.com/open-demat-account/?f=F

ICICI Prudential Silver ETF

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  ICICI Pru Mutual Fund Launches India’s First Silver ETF SEBI allowed mutual fund companies to invest in silver ETFs. ICICI Prudential Mutual Fund has come up with a silver ETF.  Silver ETF   As Nifty 50 ETF tracks the Nifty 50 index. Similarly, silver ETF tracks the price of silver by actually holding the commodity in its physical form. The benchmark of silver ETFs is the price of silver-based on LBMA (London Bullion Market Association). A silver ETF invests in physical silver on behalf of its investors. Key Features Scheme Name = ICICI Prudential Silver ETF NFO Period =05-012022 to 19-01-2022 Type of Scheme = An open-ended scheme tracking domestic prices of silver Minimum Application Amount =During NFO: Rs.100 and in multiples of Rs.1                                                                     During on going period: On the stock exchange, the investors can                                                                          buy and sell units of the scheme in a round lo

Method to Select Mutual Fund

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  Method to Select Mutual Fund Mutual funds are among the most popular investment options. They are an investment scheme that assembles the funds of several investors into investing pool to create an investment product. One can invest in mutual funds through a systematic investment plan or via a one-time investment.  Steps to choose the right mutual fund 1. Know your goal -Decide goal, the time frame you are looking to invest for, return expectations before choosing the mutual fund. Once these goals are ready think of a mutual fund. 2. Do research -It's important to do research before starting your investment. Risk tolerance, investment horizon, investment knowledge, return expectation are several parameters to consider before picking the mutual fund. 3. Check the expense ratio -Expense ratio is important as it comes out of your returns. Choose the mutual fund that comes with a lower expense ratio. The expense ratio reflects the value for money aspect of a fund. 4. Lower standard

Bad Bank

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        Bad Bank to be operational in January           Finance Minister Nirmala Sitharaman proposed to set up a bad bank in the recent Union Budget 2021 considering the ARC-AMC model. The purpose is to consolidate stressed assets into a separate entity Operational from January The bad bank provides dress up the balance sheet of the banking industry. They are set to start their business from the 2nd week of January.  What is Bad Bank? A bad bank is a bank that buys the bad loans of another financial institution. It is created to help banks clear their balance sheets by transferring their bad loans. Banks can focus on their core business of taking deposits and lending money. Set-Up India's bad bank is beginning to take shape. The government recently set up the IDRCL (India Debt  Resolution Company Ltd), an AMC (Asset Management Company) that will work in tandem with   NARCL (National Asset Reconstruction Company) to clean up bad loans. Is bad Bank Good? Bad banks would also give an

Snapdeal to soon file draft paper for IPO

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                                    Snapdeal to Soon File Draft Paper for IPO                                                                        Online marketplace Snapdeal is likely to file papers soon with India’s markets regulator SEBI (Securities and Exchange Board of India) for an initial public offering (IPO) Snapdeal is hoping to raise as. 1,250 crore rupees through primary share sale while the public issue will also have a secondary or OFS component of anywhere between Rs. 400 crore and Rs. 500 crore. Snapdeal has been focusing on segments like fashion, electronic accessories etc. The company was once a challenger to companies like Flipkart and Amazon India. Japanese investor Soft Bank may offload parts of its holding to trim its stake down to below 25%. Snapdeal founders Kunal Bahl and Rohit Bansal are unlikely to sell any shares in the upcoming IPO

National Pension Scheme

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                         The National Pension Scheme is a good scheme in terms of retirement planning. It makes your coming years safe. To have a regular source of income after retirement is possible through NPS.  NPS was started in Jan 2004 for government employees. It was opened for all categories of people in 2008. Proper planning is most important if you want regular income even after retirement. One of the best schemes is the NPS. You have to start at the age of 21 years. Your monthly investment will be Rs. 4500 You have to invest for 39 years till the age of 60 years. The amount at maturity will be Rs. 2.59 crore if an average annual return of 10%. You will get a pension of Rs. 51,848 pm. The account can be opened with 1000 rupees Two types of account can be opened under NPS Tier-1 and Tier-2 Tier-1= It is a retirement account Tier-2= It is a voluntary account, in which any salaried person can start investing on his own behalf. The contribution has already been reduced from Rs. 6

Additional Surveillance Measure

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  ASM List Securities and Exchange Board of India and exchanges are taking various steps to protect the investors’ money. They review the situation and had come up with measures known as Additional Surveillance Additional Surveillance Measure ASM stands for Additional Surveillance Measures. ASM is the list of securities that are currently under surveillance due to price volatility, volume variation etc. It is an initiative by the Securities and Exchange Board of India. To check market manipulation SEBI put high-risk stocks under ASM List. It mainly focuses on enhancing market integrity and focuses on investors' security. High-risk stocks are placed under the ASM list. ASM Framework ASM list is released by BSE and NSE as per SEBI’s guideline under the ASM framework. The main objective of the ASM list is: ·          *      To be cautious the investors when they are dealing in the stock exchange ·          *      To advise participants to take reasonable steps while dealing in these s