Preeti Kapoor

Silver ETF silver exchange-traded funds Silver not only acts as a precious metal but also has many industrial uses. Its demand spans jewellery, industry, and investment. Silver ETFs will enable small investors too to participate in the rally of the commodity. Market regulator SEBI, in its board meeting on September 28, approved the launch of silver exchange-traded funds in India.  So, far only gold ETFs have been available. Like gold ETFs silver ETFs too will give the benefits of price efficiency and liquidity. Currently, Indian mutual funds are allowed to launch ETFs tracking gold.  SEBI approved an amendment to mutual fund rules to enable the introduction of silver ETFs. The silver ETF will be backed by physical silvers. This will increase the existing volumes of silver and bullion index as many arbitrage opportunities will exist with the introduction of silver

      Investing Tips to become Successful Investor                                             Tips that make it easy for you to invest Investing can be one of the best ways to grow your capital.  Ultimately it offers you financial freedom. "Never depend on a single income, make an investment to create a second source."-Warren Buffet Investment tips to become a successful investor are: - Define your reasons for investing - Invest in what you understand      - Never invest in a business that you cannot understand."- Warren Buffett - Buy and hold a stock      - If you are not thinking about owning a stock for ten years, don't even think about owning it for ten minutes."-Warren Buffett. - Be willing to learn - Don't follow the herd - Have a plan     When do I want to retire?     Sources of income?  - Know the difference between price and value     - Price is what you pay, value is what you get. - Review and rebalance your portfolio regularly - Take your risk to

  ICICI Prudential Nasdaq 100 Index Fund                                               ICICI Prudential Mutual Fund has announced the launch of the ICICI Prudential Nasdaq 100 Index Fund. It is an open-ended index fund replicating the NASDAQ-100 Index Fund. Key Highlights of the Fund -    Access to globally leading companies that maintain a dominant position in the market. -     44 weightage in technology stocks -      NASDAQ-100 INDEX@ Price to Equity Ratio-28.01, Price to Book Ratio-4.91 -      Nifty 50 Price to Equity Ratio-26.45, Price to Book Ratio-4.33 -      NASDAQ-100 Index has grown 4x times in the last 2 decades Key Features NFO Opens-                                                                 September 27, 2021 NFO Closes-                                                                October 11,2021 Type of Scheme-                                                           Regular and Direct Fund Manager-                                                            Priya

          Tips to Pay Your Home Loan Faster                                                                  Tricks to pay your  home loan faster                                                         Paying a home loan early is the dream of a borrower. By following certain tips you can pay off your home loan faster: Purchase a home you can afford Save money before applying for a loan Take some part-time jobs or do freelancing to make extra money Don't take any personal loan Make partial repayments as much as you can to reduce interest rates faster Reach the principal amount early Postpone your unnecessary travel plans Always keep 3 month EMI amount in your account Lease your property which you rarely use Pay your credit card bills on time Use the profit from your other investments like fixed deposits

                                         Early Retirement Retire Early It means retiring before your normal age. With good planning, it may be possible. According to the FIRE formula, if you live frugally and save furiously you can retire early. The FIRE movement- Financial Independence, Retire Early. It is a simple phrase but hard to implement. Indicators that help you to retire early Debt-free -Debt is a serious threat to your financial security because it leaves you with less money to do things that you really want to do in life. Paying off debt ends this vicious cycle and frees up your money to buy things you really enjoy. Ample savings -If you wish to retire earlier, you need to save and invest more aggressively as the time horizon is shorter. Have emergency buffers -If you are retiring soon make sure your emergency fund is in good shape. It is a saving that is kept only for unexpected expenses.  Support dependents- Retirement plans act as a financial cushion. It gives your depend

Alternative Investment Fund (AIF)    Any fund established or incorporated in India    Alternative Investment Fund Meaning AIF means any fund established or incorporated in India. It is a privately pooled investment vehicle. It collects funds from investors, whether Indian or foreign. Categories    Category I AIF        1.    Venture capital fund- Invest in start-ups that have a high growth potential but lacking funds to  expand further.        2.    Infrastructure fund-Invest in the development of public infrastructures like roads, rail, and airports  infrastructure          3.  Angel Fund-Invest in startups and they bring their experience in business management to guide the company          4.  Social Venture Fund-Invest in companies that intend to make a profit while solving social and environmental issues.  Category II AIF      AIFs which do not fall in categories 1 and III.      It does not undertake leverage or borrowing other than day to day operational      Real estate funds, pr

                                   Telcom Relief    Ashwini Vaishnaw, Minister for Communications, has approved nine structural reforms  and five process reforms for the telecom sector . Reforms: Four-year moratorium on AGR and spectrum dues 1. AGR to not include non-telecom revenue 2. Delay in payment of statutory dues to not attract penalty 3. Spectrum life extended from 20 years to 30 years with a surrender option 4. 100 percent FDI (Foreign Direct Investment) allowed through automatic route 5. Indian Govt. will have the option to convert telecom dues to equity 6. Lower bank guarantees for statutory dues and no bank guarantees for spectrum auction 7. Spectrum sharing encouraged  8. No spectrum usage charge SUC for spectrum acquired in future spectrum auctions The chances of the telecom sector becoming a duopoly is still high if Vodafone Idea fails to generate enough cash. The liability is postponed rather than totally written off.